Savings Plus© is an information management system that handles financial records and statements, banking transactions (deposits, withdrawals), loans, and many other records for Microfinance institutions, and Savings and Credit Co-Operatives (SACCOS) of any size. It comprises four key modules (Savings, Shares, Loans and Chart of accounts) which make the management and tracking of savings and loans easy plus other complementary modules that make Savings Plus even more useful and easy to use. It also generates all reports that are relevant to the management of a SACCO both for internal and external reporting.